life insurance

Life insurance is an important part of a strong financial plan and can help you accomplish many objectives. 

Having a Life Insurance Policy in place, helps the survivor make an informed decision about their choices going forward. 

Without your contribution, will your family be able meet their goals! 

Get peace of mind today, protect your loved ones‘ with a future strong financial plan. 

In its most basic form, when you purchase a life insurance policy, you are entering into an agreement to pay premiums in exchange for coverage in the form of a death benefit to your designated beneficiaries.  

Your policy can be customized to your specific needs:  

Not only can you insure the bread winner, you can also insure the spouse, children, grandchildren, grandparents, business partner, key employee.

Let’s get started ! 

If there is anyone who depends on you financially or would take on your burial expenses if you were to die?  ... then you need life insurance.

 Many of us think of spouses or children when it comes to beneficiaries, how about final expenses that would need to be addressed. 

It is common to question which type of insurance is right for you. In the end, the question that should be answered is: 

     Which one best meets your needs?

Sometimes a blend of the two makes the most sense.

Term Insurance: Provides coverage for a particular length of time and pays a benefit if you die during the term period.

Return of Premium Term Life Insurance:

Provides coverage for a particular length of time and pays a benefit if you die during the term period, now if you outlive the term, the premium paid will be RETURNED, ... (money back to you).